New Jersey Rate Manual

Rate Manual
The New Jersey Land Title Institute is pleased to offer the 5th Edition of New Jersey Title Practice, by Lawrence J. Fineberg, Esq., CTP. This comprehensive text examines and cites all of the laws, rules, cases, and customs that impact title insurance.

Clear Here to purchase.

New Jersey Prelicencing course is now online and on demand. No more traveling to a classroom. Complete the 20 hour course in the comfort of your home or office.

Click Here to enroll.

New Jersey
Land Title Institute

is offering Continuing Legal Education courses on demand.Go Hereto enroll in a course and complete it on your schedule.

New Jersey Rate Manual

3 credits

Click Here to Enroll

This course covers the entire New Jersey Rate Manual. It includes sections on Definitions, Methods of Operation, and General Rules. In addition, it explains calculating various rates for title insurance and miscellaneous charges. The course also lists all of the endorsements and their respective charges.

The course has been redesigned to make navigation easier.

 

Click Here to Enroll

ALTA Best Practices Pillar 7

ALTA Best Practices Pillar 7 online course 
Enroll and complete on your schedule.

New Jersey Prelicencing course is now online and on demand. No more traveling to a classroom. Complete the 20 hour course in the comfort of your home or office.

Click Here to enroll.

The New Jersey Land Title Institute is pleased to offer the 5th Edition of New Jersey Title Practice, by Lawrence J. Fineberg, Esq., CTP. This comprehensive text examines and cites all of the laws, rules, cases, and customs that impact title insurance.

Clear Here to purchase.

2 credits

Click Here to Enroll

This course is one in a series of Courses that discuss ALTA Best Practices. This one covers Pillar 7. The objective of the course is for the learner to complete the section of their policy and procedure manual for the pillars discussed in the course. Also, upon completion the learner will be confident that they will be able to pass an ALTA Best Practice audit for the pillars discussed in the course.

Pillar 7 is about adopting and maintaining written procedures for resolving consumer complaints. The course covers the 38 questions asked in the ALTA Pillar 7 Workbook so that the learner understands what is expected to by compliant. The course covers the Action Items report, Assessment Readiness, and Certification

A process for receiving and addressing consumer complaints helps ensure reported instances of poor service or non-compliance do not go undiscovered.

Streamline Consulting has done the research and put together the content for the course. Streamline Consulting is a privately owned company that was formed in order to meet the personnel, technical and business needs of Title Insurance Companies. They are advocates for their clients in all aspects of the title insurance industry.

While the nature of the business is the same in all states, the nuances of each title company, even within the same city, can be very different. Streamline customizes every project and product for each title company, regardless of size, location or products and services provided to their customers.

Click Here to Enroll

Water on Site

Enroll now and complete on your schedule.

This course discusses the importance of design, location, planning and site conditions when there is water on the building site.   It also details waterways in New Jersey and the interest of the state when there is water on the property.  The course explains Coastal Area Facilities Review Act(CAFRA) the Coastal Zone Management(CZM) and New Jersey Flood Plain Management. 

3 credits

Click Here to Enroll

The course is presented by Wendy Lathrop

http://learntitle.com/images/Headshots/wendy%202.jpgWendy is president and owner of Cadastral Consulting, andis licensed as a Professional Land Surveyor in New Jersey, Pennsylvania, Delaware, and Maryland, and as a Professional Planner in New Jersey. She holds a Master’s degree in Environmental Policy, and has been involved in surveying since 1974 in projects ranging from construction to boundary to environmental land use disputes. Wendy is also a Certified Floodplain Manager through the Association of State Flood Plain Managers (ASFPM).

A former adjunct instructor at Mercer County College in New Jersey, Wendy has also taught as part of the team for the licensing exam review course at Drexel University in Pennsylvania. She has been teaching seminars for surveyors since 1986 and has been writing articles for surveyors since 1983. Wendy is a contributing editor for “The American Surveyor” magazine, and has four articles included in the American Bar Association’s text, Land Surveys: A Guide for Lawyers and Other Professionals. She and Stephen V. Estopinal, PLS, PE recently completed co–authoring a book entitled Professional Surveyors and Real Property Descriptions: Composition, Construction, and Comprehension, published by John Wiley & Sons, Inc. Wendy is on the faculty of GeoLearn, an online provider of continuing education and training for surveyors and other geospatial professionals. Her content in the GeoLearncourse catalog currently comprises twelve one-hour courses (1 PDH each) on flood and NFIP issues, and two additional surveying content courses.

Wendy represented the American Congress on Surveying and Mapping (now the National Society of Professional Surveyors) on the first Technical Mapping Advisory Council to the Federal Emergency Management Agency for the five years of that advisory group’s appointment, and presently represents the National Society of Professional Surveyors on the current Technical Mapping Advisory Council. She was a panel member of the National Academy of Public Administration’s study of US Geographic Information resources and of the National Research Council’s study of flood hazard mapping accuracy. Wendy is a past President of the New Jersey Society of Professional Land Surveyors and of the National Society of Professional Surveyors, and has served on the Board of Directors for the American Association for Geodetic Surveying.

Click Here to Enroll

Insuring 1031 Tax Deferred Exchanges

2 credits
Click Here to Enroll
A tax-deferred exchange is a valuable investment tool that allows you to dispose of investment properties and acquire “like-kind” properties while deferring federal capital gains taxes and depreciation recapture. When insuring 1031 exchange deals, title insurance professionals need to understand the intricacies of the transaction in order to insure the deal. What is “like-kind” property What is “Boot” What is a “reverse exchange What if a taxpayer wants to acquire replacement property prior to the closing of the relinquished property? How does one dispose of their personal property investments while deferring capital gains tax and, in most cases, depreciation recapture? Learn all of these terms and more in this discussion of 1031 exchanges and how to insure them. About the SpeakerMichael began working in the title industry for his father in 1984 part-time before entering high school.  Since entering the field full time in 1989, Michael has examined over 15,000 real estate titles, written policies in excess of $100 million dollars, and handled closings of thousands of commercial and residential properties throughout the country. Michael currently serves as the Ohio and Michigan State Agency Manager for North American Title Insurance Company.  To work with him and North American Title, please click here:  NATIC

Surveys and Descriptions

3 Credits. 

Click Here to Enroll

surveysSurveying or land surveying is the technique and science of accurately determining the terrestrial or three-dimensional position of points and the distances and angles between them. These points are usually on the surface of the Earth, and they are often used to establish land maps and boundaries for ownership or governmental purposes.  For purposes of Title, they are used in the “Description”.

To accomplish their objective, surveyors use elements of geometry, engineering, trigonometry, mathematics, physics, and law.

This course discusses surveys and descriptions and their relationship to title insurance.

Click Here to Enroll

All 24 Credits at 30% off

New Jersey title insurance agents are required to take 24 credits of continuing education.  Purchase this catalog and get all 24 credits at a 30% discount.  

Click Here to Enroll

Courses in the catalog include:

  • 2 credits – 88889220 Mortgage Issues in Title
  • 2 credits – 88889271 Basic Title Searching
  • 3 credits – 88889874 Basic Reading
  • 3 credits – 88889875 Bankruptcy and Foreclosure Issues in Title
  • 3 credits – 88890109 Judgments, Liens, and Encumbrances
  • 3 credits – 88890538 Ethics in Title 2014
  • 3 credits – 88890564 New Jersey Rate Manual(effective 05/1/2015
  • 3 credits – 88890628 Commitments, Policies and Endorsements
  • 1 credit – 88895340 THE CLOSING IS OVER BUT DON’T FORGET THE POST CLOSING
  • 1 credit – 88896208 Title Insurance E & O

Total – 24 Credits

Click Here to Enroll

Purchase the entire catalog and get a 30% discount
Discount is applied at checkout

Power of Attorney, Trusts and Estates

3 credits

Click Here to Enroll

Discussion of Powers of Attorney, Trusts and Estates and how they effect Title.  The course includes definitions and types of Powers of Attorney and language that should be used in a Power of Attorney.  The course discusses the recording of a Power of Attorney, who can execute one, its limitations and insuring transactions the use one.  

The course also discusses Trusts.  It explains classes of trusts, definitions of Express Trusts, Test Trusts, and Testamentary Trusts.  It discusses termination of trusts and forms of vesting.

Lastly the course discusses different types of estates and taxes that effect title.  Inheritance tax, NJ Estate tax, and Federal Estate tax are all discusses.

Objectives

Upon completion of this course the learner will

  • be able to define the different types of a Power of Attorney
  • be able to recognize the correct language to be used in a Power of Attorney
  • know the limitations of a Power of Attorney
  • be able to define trusts
  • know how to handle a transaction out of an estate.

Click Here to Enroll

RESPA

3 credits
Click Here to Enroll
This course is a comprehensive discussion of the Real Estate Settlement Procedures Act and the new regulations promulgated by the Consumer Financial Protection Bureau. A detailed history of RESPA and other legislation that has led us to where we are today are included. The course covers servicing, escrow accounting, Notice of Error, Request for Information, Forced Placed Insurance, Loss Mitigation, Affiliated Business Arrangements, and Solicitation. It includes detailed sections on the new Loan Estimate and the new Closing Disclosure.Vince danziAbout the Presenter
Vincent Danzi
A title industry veteran, with more than 13 years in the business, Mr. Danzi is in charge of regulatory and compliance issues, as well as building out and growing the Agency’s high-end, luxury residential practice. Mr. Danzi was senior vice president and general counsel at Manhattan-based One Title National Guaranty Company where his focus was to establish and operate the newly-formed title insurance underwriter from initial application through the actual operation. He was responsible for drafting all operational forms, agreements, and company policies for both the title insurer and its exclusive title agency. Before his tenure at One Title, Mr. Danzi served as general counsel to Smithtown, Long Island-based Equity Settlement Services for nearly a decade.Mr. Danzi launched his career at Bohemia, Long Island-based-Nationwide Court Services, eventually ascending to the position of president and title officer of the company’s main title subsidiary, where he was responsible for the firm’s day-to-day activities.
Click Here to Enroll

{“mode”:”full”,”isActive”:false}

ALTA Best Practices Pillar 4

2 credits – This one covers ALTA Best Practices, Pillar 4. In this course, the learner learns how to complete the section of their policy and procedure manual for Pillar 4

ALTA Best Practices Pillar 4
2 credits

Click Here to enroll.

This course is one in a series of Courses that discuss ALTA Best Practices. This one covers Pillar 4. The objective of the course is for the learner to complete the section of their policy and procedure manual for the pillars discussed in the course. Also, upon completion, the learner will be confident that they will be able to pass an ALTA Best Practice audit for the pillars discussed in the course. 

Pillar 4 is about adopting standard real estate settlement procedures and policies that help ensure compliance with Federal and State Consumer Financial Laws as applicable to the Settlement process. The course covers the 34 questions asked in the ALTA Pillar 4 Workbook so that the learner understands what is expected to be compliant. The course covers the Action Items report, Assessment Readiness, and Certification 

Adopting appropriate policies and conducting ongoing employee training helps ensure the Company can meet state, federal, and contractual obligations governing the Settlement.
Click Here to Enroll

Digital Closing course by Nancy Pratt added to New Jersey catalog

1 credit.
Grow Your Title Business
Digital Marketing for Title Agents
Digital Closings
Click Here to Enroll
1 credit

There has been an explosion of interest in eClosings in the industry.   Because of the savings of time and resources realized by the use of digital closings, lenders and title insurers are beginning to look into ways to utilize the technology.  The Consumer Financial Protection Bureau sponsored a pilot that tested eClosings and it showed that the technology had a positive influence on the closing process.  Government Sponsored Entities(GSE) have made eClosings a part of their scorecard when evaluation lenders.  Consumers appreciate the advantages that digital closings bring to their experience.   Digital Closings are making their way into the Real Estate closing process and title agents need to understand the process and how they can incorporate the process into their workflow.

The presenter is Nancy G. Pratt who is the Vice President of Partner Relations and Government Affairs for Pavaso.  She provides team leadership in attaining company goals, and manages the strategic relationships for the growth of the company.  She is responsible in maintaining the relationships at Federal and State level, understanding key regulatory issues and laws that pertain to the operations of Pavaso.   She is involved with Sales Support and strategy of the promotion and development of the Digital Mortgage Solutions throughout the Title agent network and lender segment of the industry.
Nancy has over 14 years of experience in the eMortgage/eClosing space, which played a key role in leading the go-to-market and implementation strategies for Pavaso’s two CFPB pilots.
Nancy has been in the mortgage/title industry for over 35 years and highlights of her career include industry milestones of performing the first complete eMortgage with lenders and conducting the first ever FHA and VA eClosings.
Click Here to Enroll