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Terms and Use / School Rules / Refund Policy / Privacy Information

USE OF SITE
This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, or otherwise exploited for any commercial purpose that is not expressly permitted by Learntitle.com, LLC By using and participating in this website you signify that you have read these terms and agree to be bound by and comply with them. If you do not agree to be bound by these terms, please promptly exit this website. Learntitle.com, LLC reserves the right to modify these terms at any time and will publish notice of any such modification online at this site. By continuing to access a site after notice of such modifications, you signify your agreement to be bound by the modifications.

TERMS OF USE
You may use our site for lawful purposes only. You may not use our site to post, transmit or otherwise distribute unlawful material. Examples of unlawful material include, without limitation, threats of physical harm, defamatory statements, pornographic material, and copyrighted, trademarked and other proprietary material used without proper authorization. You may not attempt to use or distribute tools designed for compromising security or take any action to compromise the security of this site. Examples of these tools include but are not limited to password guessing programs, cracking tools or network probing tools. You may not "flood" or disrupt our website through any means or process. Learntitle.com, LLC has the right and student agrees, that Learntitle.com, LLC has the right to suspend, terminate or refuse any and all current or future use of this service for any or no reason.

CONDUCT
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Any student found to be cheating could result in suspension or revocation of a license, or other penalties. What is cheating? Allowing another person other than yourself to complete ANY portion of ANY class including course material, quizzes and/or final exams. Student agrees that student is the person enrolling, and will complete all portions of the course(s) without the help of others.

Various State Requirements:
It is the student's responsibility to ensure that the course(s) chosen, comply with any credit the student may need for renewal or state purposes. It is the student's responsibility to ensure that they complete their required course(s) by any deadline they may have with any state agency. Real Estate Courses: It is the student's responsibility to pick the appropriate courses to satisfy the student's state requirements. If you're on your 1st renewal you may need 60 hours of SAE credit. Real Estate MCE courses cannot be used for the 60 hour SAE credit can conversely SAE hours cannot be used for MCE credit.

REFUND POLICY
Student understands that problems and connection issues can arise when dealing with computers and the internet. Learntitle.com, LLC will not be held responsible for any delays or charges due to technical difficulties. Learntitle.com, LLC will not refund tuition for partially completed courses. Learntitle.com, LLC will not refund tuition for courses purchased that do not meet the individual student's needs, however, student may pick different courses with approval from Learntitle.com, LLC Any questions about the amount of credit that a course is approved for, should be resolved before purchasing a course. Once purchasing a course, the student must complete the course within 3 months. The student further understands and agrees that if the student disputes any or all of the charges made to the credit card for services rendered, student agrees to pay an additional $35.00 administration fee.

RECORD RETENTION
Learntitle.com, LLC keeps records of courses completed in a students transcript for 5 years. Students have access to their transcipt whenever they log into the system. At the end of 5 years, Learntitle.com, LLC will delete the students transcript. It is the students responsibility to download their transcript if they want to maintain a record for more than 5 years.

Other than the transcript, Learntitle.com, LLC does not keep any private information other than Name, Address, phone number, and email address. Learntitle.com, LLC does not share any information with third parties.

ISSUING OF CREDIT
Terms and Use / School Rules / Refund Policy / Privacy Information
If payment has not been secured, the student understands that completion notification will NOT be forwarded to the student or any other entity until funds have cleared both the student’s account and the school’s bank account. The actual course completion date will be utilized when determining if the licensee completed the course before their license expiration date. For students waiting until their deadline to finish their courses, you must complete your courses prior to 11:59pm on your expiration date. Although your credit will not be posted on time, once the credit is posted, you will have met your requirements, as long as you completed the required number of renewal hours, and started the MCE courses 24 hours prior to your license expiration date. Students will ensure they complete any renewal applications and pay fees with any state agency requiring the renewal (prior to their expiration date).

COPYRIGHT OWNERSHIP AND LICENSE
The information on this website is the property of Learntitle.com, LLC and protected by U.S. and international copyright laws. Copyright Notice: Copyright © 2009 Learntitle.com, LLC

Except as expressly prohibited on this website, you are permitted to view, copy, and print documents within this website (such as FAQs, papers, datasheets, and so on), subject to your agreement that all of the following conditions are met:

  1. Your use of the information is for informational, personal, and noncommercial purposes only.
  2. You will not modify the documents or graphics.
  3. You will not copy or distribute graphics separate from their accompanying text and you will not quote materials out of their context.
  4. You will display the above copyright notice on all documents or portions of documents and retain any other copyright and other proprietary notices on any copy you make.
  5. You agree that Learntitle.com, LLC may revoke this permission at any time and you shall immediately stop your activities related to this permission upon notice from Learntitle.com, LLC

The permission above does not include permission to copy the design elements, look and feel, or layout of the website. Those elements are also protected by copyright law, and may not be copied or imitated in any manner.

LINKS TO OTHER SITES
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The Learntitle.com, LLC website includes hyperlinks to sites maintained or controlled by others. Learntitle.com, LLC is not responsible for and does not routinely screen, approve, review, or endorse the contents of or use of any of the products or services that may be offered at this or any other website. We advise you to review the individual privacy policies of the respective sites.

DISCLAIMER OF WARRANTIES AND LIABILITY
This site is provided by Learntitle.com, LLC on an "as is" basis. Learntitle.com, LLC makes no representations or warranties of any kind, expressed or implied, as to the operation of the site or the information, content, or materials included on this site. To the full extent permissible by applicable law, Learntitle.com, LLC disclaims all warranties, expressed or implied. These services and information are provided without implied warranty of any kind, either expressed or implied, including without limitation, the implied warranties of merchantability, fitness for use of a particular purpose, or noninfringement. Learntitle.com, LLC will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

AUTHORIZATION
By registering, student authorizes Learntitle.com, LLC to contact them via phone and/or email for all purposes.

ACTIONS ON COMPLAINTS
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We reserve the right to investigate suspected violations of this Agreement. If we become aware of possible violations, we may initiate an investigation that may include gathering information from you or any user involved and the complaining party, if any, and examination of other material. We may suspend the provision of our Services, temporarily or permanently remove the material involved from our servers, cancel posts, provide warnings to you, or suspend or terminate your access to the site. We will determine what action will be taken in response to a violation on a case-by-case basis, at our sole discretion. We will fully cooperate with law enforcement authorities in investigating suspected lawbreakers. Copyright violations should be reported to our office.

INDEMNIFICATION BY USER
User agrees to indemnify, defend and hold Learntitle.com, LLC and their affiliates harmless from any liability, loss, claim and expense, including attorney's fees related to a user's violation of these terms and conditions or the use of the services and information provided at this website.

CHOICE OF LAW/FORUM SELECTION
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Sites are hosted on Learntitle.com, LLC computing resources. You agree that any dispute arising out of or relating to these terms or any content posted to a site including copies and republication, whether based in contract, tort, statutory or other law, will be governed by the laws of the State of New Jersey, excluding its conflicts of law provisions. You further consent to the personal jurisdiction of and exclusive venue in the federal and state courts located in and serving New Jersey, as the legal forum for any such dispute.

Information Terms and Use / School Rules / Refund Policy / Privacy Information
Collection Information Learntitle.com, LLC is the sole owner of the information collected on Learntitle.com, LLC. Learntitle.com, LLC collects information from our users at several different points on our website.

Registration
In order to use the services provided through this website, a user must complete the registration form. During registration a user is required to give contact information (such as name and email address). We use this information to contact the user about services on our site for which he has expressed interest.

Order
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We request information from the user on our secure order and registration form. A user must provide contact information (such as name, email, and address) and financial information (such as credit card number and expiration date). This information is used for billing purposes and to fill customer’s orders. If we have trouble processing an order, the contact information is used to contact the user. In the event the registering student is using another person's credit card (3rd party card holder), Learntitle.com, LLC may require the card holder to sign an authorization form. If this situation arises, Learntitle.com, LLC will contact the student. Learntitle.com, LLC may require proper identification from students or cardholders. This policy is to protect the Student, Cardholder, and Learntitle.com, LLC

Information Use
We may store information that we collect through cookies, log files, clear gifs, and/or third parties to create a profile of our users. A profile is stored information that we keep on individual users that details their viewing preferences. Consequently, collected information is tied to the users personally identifiable information to provide offers and improve the content of the site for the user. This profile is used to tailor a user’s visit to our website, and to direct pertinent marketing promotions to them. We do not share your profile with any third parties.

Cookies
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A cookie is a piece of data stored on the user’s computer tied to information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. We use both session ID cookies and persistent cookies. For the session ID cookie, once users close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. By setting a cookie on our site, users will sometimes not have to log in a password more than once, thereby saving time while on our site. If users reject the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas or services of our site. Persistent cookies enable us to track and target the interests of our users to enhance the experience on our site.

Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies, once we have given permission for them to set cookies for advertising.

Third Party Advertising Terms and Use / School Rules / Refund Policy / Privacy Information
Information about users’ visit to this site, such as number of times they have viewed an ad (but not user name, address, or other personal information), is used to serve ads to users on this site.
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This privacy statement covers the use of cookies by Learntitle.com, LLC only and does not cover the use of cookies by any advertisers.

Log Files
Like most standard website servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.

Communications from the Site

Special Offers and Updates
We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications. Please see the Choice and Opt-out sections.

Newsletter back to top
If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address. Out of respect for our users privacy we provide a way to opt-out of these communications. Please see the Choice and Opt-out sections.

Service Announcements Terms and Use / School Rules / Refund Policy / Privacy Information
On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature. Please see our Choice and Opt-out section.

Customer Service
We communicate with users on a regular basis to provide requested services and in regards to issues relating to their account we reply via email, fax and/or phone, in accordance with the users wishes.

Sharing
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Legal Disclaimer
Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our website.

Aggregate Information (non-personally identifiable)
We share aggregated demographic information with our partners and advertisers. This is not linked to any personally identifiable information.


Learntitle.com, LLC shares website usage information about users with other parties for the purpose of targeting our Internet banner advertisements on this site and other sites. For example, Learntitle.com, LLC uses cookies and clear GIFs on this site, which allow them to recognize a user's cookie when a user visits this site. The information they collect and share through this technology is not personally identifiable. We DO NOT Share Personal Information with Third Parties. Third Party Intermediaries We may use an outside shipping company to ship orders, and a credit card processing company to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes.

Service Providers
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We partner with other third parties to provide specific services. When the user signs up for these particular services, we share names, or other basic contact information that is necessary for the third party to provide these services. These third parties are not allowed to use personally identifiable information except for the purpose of providing these services.

Business Transitions
In the event Learntitle.com, LLC goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users’ personal information will, in most instances, be part of the assets transferred.

Choice/Opt-out
Our users are given the opportunity to ‘opt-out’ of having their information used for purposes not directly related to our site at the point. Users who no longer wish to receive our newsletter and promotional communications may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email or contact us at 1.877.550.5808. Users of our site are always notified when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether or not they should proceed with services that require an outside party.

Links
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This website contains links to other sites. Please be aware that we, Learntitle.com, LLC, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.

Surveys & Contests Terms and Use / School Rules / Refund Policy / Privacy Information
From time-to-time, our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and shipping address), and demographic information (such as zip code). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site. Users’ personally identifiable information is not shared with third parties unless we give prior notice and choice. Though we may use an intermediary to conduct these surveys or contests, they may not use users’ personally identifiable information for any secondary purposes.

Tell-A-Friend
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If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address. Learntitle.com, LLC will automatically send the friend a one-time email inviting them to visit the site. Learntitle.com, LLC does not store this information.

Chat Rooms, Message Boards, and Public Forums

Please keep in mind that whenever you voluntarily disclose personal information online - for example on message boards, through e-mail, or in chat areas - that information can be collected and used by others. In short, by posting personal information online that is publicly accessible, you may receive unsolicited messages from other parties in return.

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This website takes every precaution to protect our users’ information. When users submit sensitive information via the website, their information is protected both online and off-line. When our registration/order form asks users to enter sensitive information (such as credit card number), that information is encrypted and is protected with the best encryption software in the industry - SSL. While on a secure page, such as our order form, the lock icon on the bottom or top of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just ‘surfing’. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users’ information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. Our employees must use password-protected screen-savers when they leave their desk. When they return, they must re-enter their password to re-gain access to user information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. If users have any questions about the security at our website, users can send an email by clicking Contact at the bottom of our website.

Correcting/Updating/Deleting/Deactivating Personal Information
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If a user’s personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users’ personally identifiable information. This can be done contacting Customer Support using the information listed below.

Notification of Changes Terms and Use / School Rules / Refund Policy / Privacy Information
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection we will notify users via email, or by posting a notice on our website for 30 days.

Contact Information
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If users have any questions or suggestions regarding our privacy policy, please contact us at:

Phone: 551-404-5341
Email us below by clicking Contact Us
Postal Address: 34 Anderson Hill Road, Newton, New Jersey 07860

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